3 Tip: the quickest supermarket queue is always behind the fullest trolley (greeting, paying and packing take longer than you think). 4 Bring fruit to work. Bring fruit to bed! 5 Consider going down to four days a week. It’s likely a disproportionate amount of your fifth day’s work is taxed anyway, so you’ll lose way less than a fifth of your take-home pay. 6 Everyone has an emotional blind spot w