No income, no asset - WikipediaNo income, no asset (NINA)[1] is a term used in the United States mortgage industry to describe one of many documentation types which lenders may allow when underwriting a mortgage. A loan issued under such circumstances may be referred to as a NINA loan or NINJA loan. NINA programs are ostensibly created[2] for those with hard to verify incomes (waiters, etc.) but in actuality have been popularly
