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Financial infrastructure is currently a mess of closed systems. Gaps between these systems mean that transaction costs are high and money moves slowly across political and geographic boundaries. This friction has slowed the growth of financial services, leaving billions of people underserved. To solve these problems, can we build financial infrastructure that supports the kind of organic growth an
The Stellar Consensus Protocol (SCP) provides a way to reach consensus without relying on a closed system to accurately record financial transactions. Different cryptocurrencies are tracked on different blockchains. The term blockchain generally refers to distributed ledger technologies (DLTs) that use various methods to create a permanent record of transactions. This permanent record can then be
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