IT'S a brilliantly clear day and you are walking along the waterfront, the faint scent of salt in the air. A string of verdant islands is off in the distance. Sailboats and pleasure craft glide by, sunlight bouncing off their hulls as they make their way through the choppy waters. You turn your face toward the summer sun, taking in its warmth, and start looking for a place to grab a cold beer. Wai