‘‘Sunset Portraits, From 8,462,359 Sunset Pictures on Flickr, 12/21/10’’Credit...Photo Illustration by Penelope Umbrico for The New York Times Suppose that just after you finish reading this article, you keel over, dead. Perhaps you’re ready for such an eventuality, in that you have prepared a will or made some sort of arrangement for the fate of the worldly goods you leave behind: financial asset
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